Trusted Bathroom Remodeling Contractors in Lawrenceville, GA

You can definitely contact your agent to file a claim. Although we suggest you have one of our professional claim specialists walk you through the process of filing your claim. We can guide you directly to the source in your home owners insurance to file your claim, which makes the process move a lot smoother and faster.

This is one of the most common questions. Whenever we want to purchase anything we in most cases look for estimates. Although we wish it was that easy, when dealing with an insurance claim, the process is bit different. 99% of insurance companies (this is not an exact measurement. It is mainly to get our point across) use an estimating software that comes up with what we call a "fair amount" for your repairs. We are dealing with human nature, where there is always room for error. After your insurance company approves your claim they will write an "estimate" to make these repairs. In most cases, it will be missing items to allow Committed to make required repairs and make your home whole again. At that point, we will go into the same software your insurance company used and rewrite the estimate to make sure you get all the monies needed to make correct and efficient repairs to your property. Important.. One thing to remember is your insurance company is trying to make you "whole again," that does not mean "Upgrading you" to a better status prior to the storm. It is in Committed's best interest to do everything we can to get your home back to, but in most cases, better than pre-storm conditions, and that is what our professionals shoot for.

I know for some, in certain claim situations like an auto claim. The deductible is billed into the repairs. Or there are many companies that offer "no deductible payment needed." This is where you as a consumer should steer clear! If insurance companies didn't want there clients to pay deductibles it would be built into your policy. It is in fact "Illegal" for any company to charge your insurance company full rate on the estimate that is agreed and not bill for the deductible. However, in many cases when looking over all the items needing repair you decide to decline all repairs that are recommended, then those monies maybe moved to cover your deductible. Important... When you decide to decline certain repairs and keep those funds. If ever there were future damage to that same item, your insurance will decline second time payment.

The one thing we hate to hear... There are many reasons that can lead to a denied claim. This is another important reason to have one of our professionals do a detailed inspection. We don't want you to file a claim on your homeowners insurance unless we are confident in the damage that you potentially have or if its to preventively help you in case damage to your property progresses in the future from the reason catastrophe.