Trusted Realtors in Decatur, IL

While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment.

There are several options. In most cases land loans are set up with an adjustable rate and require 20% of the purchase price down or in some form of collateral.

We believe the best approach is both locally and nationally. MFL offers both to all of our customers. While each marketing plan is customized to each property, we can assure MFL leaves no stone unturned to advertise. Social Media, Print, National websites, local media and state MLS feeds.

Yes! Because prices are rising, some sellers purposely overprice their property hoping to catch the upward trend. Listing pricers are just that listing prices. Find an experienced MFL Agent who knows the marketplace. Ask your Realtor for recent comparable sales in the area before making an offer. Check with the county appraisal district for their valuation on properties being considered. And review the local multiple listing service.

If you purchase rural property with the intent to subdivide, check county subdivision laws and possible extended territorial jurisdictions of surrounding municipalities that may govern the area. Check for any restrictions on the property you are considering. Take the time to consider how the restrictions could affect you and how they could be viewed by future buyers.