Trusted Fence Contractors in Carrollton, TX

Choosing the Right Deductible for Your Homeowners Insurance: 2% vs. 1% As a homeowner, choosing the right insurance policy is crucial for protecting your investment and ensuring your peace of mind. One of the most important decisions you'll need to make is selecting the appropriate deductible for your policy. A deductible is the amount you'll pay out-of-pocket before your insurance kicks in and covers the rest of the claim. Two common deductible options for homeowners are 1% and 2%. Each option has its pros and cons, and understanding these differences can help you make a more informed decision about which option is best for you. In this comprehensive blog post, we will dive into the major differences between a 2% deductible and a 1% deductible, including how they impact your premium, risk exposure, and claim payout.